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Paper Title
Does Digitization of Banking Sector Help Achieve Value Maximization & Better Performance? An Analysis of Scheduled Commercial Banks of India
Authors
  Himanshu Agarwall,  Dr. Rabindra Kumar Swain,  Chandrika Prasad Das

Abstract
This paper aims to analyze the impact of digitalization of Indian scheduled commercial banks on value maximization and determine the extent to which the banks’ performance and growth are influenced by digitization. The study consists of 21 public sectors and 16 private sector scheduled commercial banks of India. The panel Regression analysis has been applied to determine the acceptance of the hypothesis. For our study, we have taken 8 variables, namely NEFT, RTGS, Credit Cards, Debit Cards, as independent variables, and Net Worth, Total Deposits, Total Advance, EPS, as independent variables. The time period under study ranges from 2012-13 to 2016-17. It was inferred from the study that digitalization in banks, measured by NEFT, RTGS, Credit Cards and Debit Cards, have a significant impact on its value maximization, Performance, and growth.

Keywords- Digitalization, Scheduled Commercial Banks, Value Maximization, Performance & Growth.
Publication Details
Unique Identification Number - IJEDR1902085
Page Number(s) - 442-449
Pubished in - Volume 7 | Issue 2 | June 2019
DOI (Digital Object Identifier) -   
Publisher - IJEDR (ISSN - 2321-9939)
Cite this Article
  Himanshu Agarwall,  Dr. Rabindra Kumar Swain,  Chandrika Prasad Das,   "Does Digitization of Banking Sector Help Achieve Value Maximization & Better Performance? An Analysis of Scheduled Commercial Banks of India", International Journal of Engineering Development and Research (IJEDR), ISSN:2321-9939, Volume.7, Issue 2, pp.442-449, June 2019, Available at :http://www.ijedr.org/papers/IJEDR1902085.pdf
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